Description of Tinkoff APK
According to Markswebb Rank & Report and Deloitte, this mobile banking application was the best one available in Russia from 2013 to 2017.
- Make an appointment with one of Tinkoff Bank's representatives and submit an application for one of the bank's products.
- You can sign in using your phone number or user name, and you may verify your identity using either your access code or your fingerprint.
- Find out how to log in or recover your password without leaving the app.
- Activation of the card either before or after authorization
Transactions involving Money and Goods
- You can pay for things like as your cell phone, Internet provider, home telephone and utility bills, traffic fines, government services, and top off your Troika with a card that was issued by any Russian bank.
- Make payments and send money from card to card without having to register.
- You should set up automated payments for your taxes and fines, as well as your home phone and electric and utility bills.
- Establish regular and automatic payment schedules.
- Scan the QR codes on receipts to expedite the payment process; your bank information is not required.
- You can look up and pay your traffic penalties, as well as sign up for alerts regarding new fines.
- Subscribe to the services of Moscow's utility firms, Mosenergosbyt and MGTS, and make one-tap payments for your bills using these services.
- Pay your taxes and outstanding obligations, as well as your traffic fines and penalties owed to the Federal Tax Service and the Federal Bailiffs Service.
- Get access to the bills and invoices that are being sent to you (for example, from online retailers or tax authorities).
- With the use of QR codes, you can withdraw cash from Tinkoff ATMs.
- Instantaneous transfers can be made using a phone number, from and to any card, and between any of your own accounts.
- (transfer your money to any bank, no details are required), to other banks, and to state-owned organizations.
- You won't be charged a fee when you move money from your Tinkoff debit card to a third-party card (up to RUB 20,000 per month).
- Transfer money to bank cards issued by banks in other countries.
- Instantaneous money transactions can be made using QR codes to Tinkoff cardholders.
- Modify the payment templates (for instance, the purpose).
- Organize your contacts in an easy manner.
- Keep all receipts, including those for payments and transfers.
Administration of products
- Make use of the updated account list in addition to the detailed account and card displays.
- Use a single app to access all of Tinkoff's financial offerings, including cards, deposits, and cash loans.
- Tinkoff Bank customers can make payments and fast top-ups using cards issued by other banks without providing their own bank credentials.
- Take advantage of the unique mode that allows access to numerous cards, and view transactions related to any of your cards.
- Obtain statements of both your accounts and transactions.
- Enable and maintain control of the overdraft feature.
- Benefit from support for virtual cards (Tinkoff Wallet).
- In the account details, you can view the restrictions that apply to free top-ups, withdrawals, and transfers to cards issued by third parties.
Cards
- Pay with contactless payments via NFC using a technique that is certified by MasterCard.
- Make use of Google Pay with your Tinkoff credit card (MasterCard or Visa).
- You can set up and modify the PIN on your card.
- Stop using the cards immediately, get new ones issued, and ask for more.
- You can change the payment confirmation mechanism on your card to either a PIN or a signature.
In-depth research and data analysis
- View spending charts and analysis of deposits here.
- Investigate each and every transaction in the Event List: check out the overall spending data or narrow down the transactions based on the date,
- either a name or an account
- Global search within the application, including in-app purchases, preferred payment methods, and service providers or contacts
Extras
- Take advantage of tempting limited-time offers and receive alerts when new deals become available.
- Pick the categories that give you the most cash back.
- Calculate an estimate of your cash back.
- If you are a member of a loyalty program, you will need to manage your points or miles.
- Security
- Take advantage of the convenience and ease with which you can access card limits.
- Enjoy peace of mind when conducting business overseas.
- Security questions provide an additional layer of safety for you.
In addition to a great deal more
- A menu with shortened options for devices that support this capability.
- In the Russian market, the inter-account transfer rates that are most closely related to the current FX trade are the best.
- You can reach the bank via calling over the Internet (the application uses audio and VoIP background modes), or you can call the bank directly.
Telephone, electronic mail or chat, and many social networking sites
Tinkoff automated teller machines and promotional offers are marked on the map and are accessible in every region of Russia.
The closest reloading stations (you can narrow your search by the bank's partners, currency, and amount of reloads).
Keep an eye on the exchange rates and how they change (Tinkoff Bank / Bank of Russia).
