IFECTIVO Pro APK is a reputable online lending application in Mexico. People can now use online financial services, and we handle financial problems for those with unique needs.
We are a registered entity with the financial authorities, in accordance with all applicable legislation, duly supervised and registered to meet its legal duties, and we, like TALA and DiDi, are devoted to providing you with more convenient and efficient financial services.
Why pick IFECTIVO PRO as a lender?
Online verification is available twenty-four hours a day. There is no minimum age requirement and no guarantee; being 18 or older is sufficient. Without having to wait a long period. Information security includes several privacy safeguards to prevent disclosure.
Financing loans have credit limits ranging from $300 to $20,000 pesos.
- Duration: 91-120 days.
- APR: up to 33 percent
- VAT: 8%
- Interest rate: 0.09% per day.
- The maximum yearly interest rate is 33%.
- CAT: 149.7% -315%
- Commission: 5% to 10%.
The total sum payable would be $11,964. You only have to pay $3,988 every month. Total Annual Cost (CAT) is 198.2%. For example, the loan is $10,000 pesos with a 91-day period. You only need to pay 819 pesos for interest (10,000*0.09%*91=819), 1,000 pesos for commission (10,000*10%=1,000), and 145 pesos for VAT.
Requirements:
- Be at least 18 years old
- Be Mexican and live in Mexico.
- Hold a valid citizenship card.
- You have bank accounts with many banks, including BBVA, Banco Azteca, Banorte, and HSBC.
The easiest way to apply for a loan online:
- Wait until the loan is approved and withdrawn.
- Download IFECTIVO PRO.
- Enter the relevant information, as well as the CLABE of the account where the funds will be put.
- Remember the payment date; if you pay on time, you will receive additional credit on your next loan.
- Confirm the amount you wish to borrow and decide on a payback schedule.
How to Make Your Payment?
- Normally, once you have made a payment, your account is settled. If this process takes too lengthy, please contact our customer support department.
- You can pay online using your bank account; we accept a variety of bank accounts, including BBVA, Banco Azteca, Banorte, and HSBC.
- You can also pay at a neighbouring OXXO, 711, or Walmart.
- You can choose the payment method that is most convenient for you.
Our Recommendations:
- Make your payments on time. As your deadline approaches, we will send you an SMS reminder, so stay alert.
- Always keep a good record; this will help you be appraised positively for future increases in both loan amount and payment duration.
- Do not disclose your personal or bank account information to anyone in order to prevent someone else from utilising it unlawfully.
